Why do veterans self-harm double after VA cuts?
Veterans face a fatal lag in support. Self-harm attempts doubled after a 67% cut to Veterans Administration funding. Jerremy Alexander Newsome and Dave Conley talk with former Congresswoman Marie Newman. She pushes for proactive health and wellness aid for vets. They cover system inefficiencies, political corruption, and ways to cut money's influence. Discussions hit on economic gaps too.
Timestamps:
- (00:00) Veterans need preemptive care – self-harm doubled since 67% VA cuts
- (06:15) Government wastes resources – inefficiencies drive up veteran suffering
- (10:21) Money poisons decisions – financial ties block fair veteran aid
- (11:24) Donations warp policy – corruption lets veteran needs lag behind
- (12:22) Courts favor insiders – rules protect power over public good
- (13:27) Conflicts erode trust – politicians' ties hurt veteran support
- (14:13) Stock education shapes views – personal paths reveal system flaws
- (15:17) Congress trades stocks freely – bans could cut economic inequity
- (19:01) Wealth gaps hit hardest – inequity fuels veteran health crises
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Transcript
A country can buy weapons fast—and help slow.
2
:Congresswoman Marie Newman argues
that mismatch is fatal for veterans
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:and for anyone on the edge.
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:The real question isn’t “more
laws”—it’s whether support
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:arrives before the impulse does.
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:Marie Newman: We do have to get those
folks particularly our veterans to a
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:health and wellness place that is free.
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:I'm gonna get political and I'm
sorry, I know we have all stripes
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:here, but I'm just gonna say it.
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:When this president took away 67%
of the Veterans Administration
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:budget, that was super ef.
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:Because now we have the veterans.
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:Already in one year, we have seen
the rate of veterans trying to
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:hurt themselves or kill themselves.
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:More than double inside of one year.
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:So you're right, Dave.
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:Stop creating wars and we've created
nine in the last 13 months, we've
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:created nine wars that are not resolved.
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:And we have veterans across the world,
away from their families, wrong.
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:We have veterans that feel badly about
themselves because a number of reasons.
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:They get it from all sides.
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:They get it from the side of
Hey, go shoot and kill people.
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:And then in the military,
they, propagate that.
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:Now that said, there's a lot
of amazing military people that
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:understand the gravity of death
and teach them great things.
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:There's a few that.
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:Don't teach great things, right?
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:So largely I'm a huge fan of our military.
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:Sometimes just like in any industry,
you get a bad apple here and there.
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:So we do have to do something
particularly, and I would
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:start with veterans.
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:So you have to start with a, again, back
to my dorky management consulting days.
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:Start with a pilot program.
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:So start with veterans because it
is the that group has the Perla.
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:Plurality, sorry.
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:It's early.
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:The plurality of problems within
that writ large group, right?
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:So let's start that pilot program
with them and lift them up and
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:get them to a healthier spot.
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:And that again, needs to be a robust 360.
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:So for me, what I would do if we look
at just the dorky government of IT
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:stuff, administrative stuff is create.
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:A section in the VA that addresses
this veterans interaction with
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:firearms, from the get go.
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:I think that's a good starting point.
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:But there are other areas too where
you can, so in areas an interesting,
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:the uptick in rural suicides because
what we do to our farmers is awful.
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:And the uptick around youth that don't
have opportunities in rural areas,
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:that uptick is a, is indexing at 127%.
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:So it isn't just urban and
suburban, it is very much rural.
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:And just so you know, per capita
rural, 'cause we have far fewer
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:Americans that live in rural areas.
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:It's like hovering around 30%.
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:There's been some engagement with firearm
that they potentially hurt themselves.
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:So that's really significant.
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:So we do have to have problem, we
have to do some problem solving
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:around that demographic that feel as
though and it's particularly in the
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:Gen ZI have two Gen Z kids, right?
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:One of them just got a job after six
months of being out of work and another.
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:Got was part of this layoff
from the tariffs, right?
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:With a fortune 50 company.
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:And so we have to address
the economic piece of it too.
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:So people our kids that are Gen
Z and some millennials can feel
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:like they can get equity and buy
a home and all the things, right?
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:Again, I wish there was
one intervention, but we
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:can do a couple of small scale
pilots right, right away.
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:We could do that.
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:Right now the federal
government has lots of power.
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:They could do that right now, today they
could start and they have the experts that
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:would do it on all sides of the politics.
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:Jerremy: Since we're brainstorming,
walk us through that.
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:Walk us through that vision or that dream.
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:I'd love
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:Marie Newman: I mean it.
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:so let's play the veterans
Administration piece out.
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:So right now you could take money from
the DOD budget, which is, was re it's the
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:largest it's ever been by a factor of two.
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:Just take I don't know,
what would it take?
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:A hundred billion.
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:Jerremy: Dave, this is what, dear, this
is what I've been saying for years.
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:Dude.
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:Sorry.
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:Keep going.
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:Marie Newman: Take a hundred billion
and build a real veterans exit program.
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:This is the problem.
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:When we, when our veterans come
home, we treat them like crap.
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:We do.
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:I have relatives that were and none
of them, and I, full disclosure,
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:my, my relatives did not see combat.
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:But we still, you would be amazed at
veterans that don't even see combat and
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:have been isolated for two years in some
weird place that is antithetical to their
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:upbringing and they, that screws them up.
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:We forget all the ways in
which we screw up our veterans.
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:So if we did an exit program.
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:You could lay I don't know,
7 billion on that and get a
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:really robust program going.
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:Jerremy: Totally.
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:Yeah.
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:Marie Newman: and by the way, the
other problem we have with our veterans
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:is that while I think 70 million
veterans have been part of the army,
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:had a tour, blah, blah, blah, there's
another probably 30 to 50 million close
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:relatives that are affected by this too.
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:Sometimes spouses and kids kill
themselves as relative to the trauma.
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:'cause the trauma is in the home and it's
in your central nervous system, right?
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:So if we did a, an exit
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:program for veterans, I think that's
a really good place to start, right?
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:And give them job training.
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:Give them mental health training.
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:Give them a safe place to live.
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:A safe place to talk about their trauma.
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:And all of those programs were taken
away in this administration and it
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:wasn't great before, by the way.
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:Biden didn't do a lot better, but
at least the programs were in place
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:and now we've taken that all away.
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:And now we're gonna see we're gonna have,
I'm just gonna predict, and I hate this
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:'cause it, I hate to be true, but I'm
a little older and I'm true sometimes.
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:We're gonna see a homeless
explosion in the veteran population
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:because of what they've done to
the VA in the last 12 months.
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:Dave: We've and over the last year,
we've covered so many different
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:topics from veterans to we, we
did school shootings and safety.
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:We've done so many, so homelessness,
so many different topics.
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:The
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:thing that seems impenetrable, I, and
I'm gonna speak for both Jerremy and
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:myself, is where does the money go?
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:Like you were on I believe you were
on SBA and transportation committees.
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:Marie Newman: that's right.
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:Dave: I was a senior executive
in the government for a while.
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:Marie Newman: Yeah.
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:Dave: I couldn't bend a paperclip
for under a hundred thousand dollars.
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:This is whole.
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:I just, it is unfathomable to me
where, the size of the US budget,
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:how much we're spending on credit
card, the government credit card
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:and where the money actually goes.
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:So I, I hear you.
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:But the Veterans Administration
has a huge budget.
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:Like where do we lose the connection?
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:Where does the money, what?
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:Where's the black hole?
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:Marie Newman: The, so hospitals and
clinics and healthcare providers
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:are extraordinarily expensive.
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:That whole so Tricare, you're
probably familiar, Dave, 'cause
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:you've worked in the government.
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:TRICARE is the is the health insurance,
if you will, of the veteran community.
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:Tricare.
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:Runs by itself.
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:So it's like a mini Medicare.
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:So think of that, think of
the D, the duplication there.
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:We have Medicare, we have Medicaid.
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:And then we have Tricare.
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:What if that had one backend?
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:Back to my dorky days we had
one back office for all three of
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:those, and it was one single pair.
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:Then we'd solve a lot of problems.
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:So let's start there.
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:But, so just in terms of the cost
though, to help you understand, there's
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:duplicated back offices for all these
places, so it's a little bit like.
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:And you'll be surprised
'cause I'm a raging democrat.
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:For me to say this is that we
don't need all these townships and
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:we don't need a fire department
for a town that has 500 people.
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:Use your next door neighbors
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:for god's sakes.
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:Be efficient.
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:And yeah, the inefficiencies and
what, so for me, what's funny is that
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:Doge was absolutely wrong 'cause they
did the Eenie Minnie money Mo Okay.
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:Take all that out if it had been a bunch
of dorky management consultants like
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:me going and say, okay, what's working?
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:What's not working?
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:What's best practices?
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:Boom.
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:Cut this, cut that.
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:Go with this.
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:That would've been a good approach and
I would've been all in then, by the way,
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:because there is, you are right Dave.
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:There is there is, there's
not that much fraud, weirdly.
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:There's incompetence and there's
there's duplication, but there's
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:really not that much fraud.
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:So if they'd gone in and said, look,
let's just get merciless about this
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:and clean this thing up, that's fine.
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:But cutting social services.
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:Is now going to result in homelessness.
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:Our morbidity rate is
gonna get a lot worse.
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:Our mortality rate is
gonna get a lot worse.
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:Our public health is gonna get
a lot, everything gets worse.
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:So for me, the it would be the
first thing that I would do is
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:consolidate Tricare Medicaid Medicare
to one entity with one back office.
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:Jerremy: That seems like a pretty, I
know we said earlier that there's a
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:lot, not tons of things that can happen
quickly, but that seems like one of them.
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:Marie Newman: Oh, you could
look, Medicaid is set, or sorry.
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:Medicare is set up right now to
absorb the entire insurance industry.
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:We could do it in literally a series
of months and all the employees, by
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:the way, so no one loses their job.
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:So don't tell me this can't be done
because I have studied healthcare.
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:Just so you know.
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:I was a healthcare industry
analyst and studied it on
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:both sides for three decades.
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:Don't tell me it can't be done.
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:No, ma'am.
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:Jerremy: Yeah.
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:I can absolutely be,
that can happen for sure.
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:Especially, you pretty much outlined it.
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:Marie Newman: Yeah.
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:And I'm, and I've, look,
I'm the rea I'll be honest.
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:I'm working with a dear friend in
Congress who's thinking about running who.
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:Knows about the system as well.
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:Very well, and I'm, if he does run
for president I will support him.
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:So we're, I'm in his kitchen
cabinet and we'll see what happens.
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:But Yeah.
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:because I am very, there are two
things that I will do before I
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:die and I've got another 60 years.
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:I'm very healthy.
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:Jerremy: plenty.
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:Marie Newman: I wanna get money outta
politics and I want every human in
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:the US to have healthcare and period.
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:Jerremy: Yeah, I love that.
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:Those are two.
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:Without, we're definitely gonna have
to derail a little bit because one
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:of those is so near and dear to my
heart is the money outta politics.
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:To Dave's point and.
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:The money's everywhere.
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:It's always going.
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:No one knows why or where, who
has it, but none of the people
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:who need it are getting it.
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:And the people that need
it aren't having it.
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:And the people that have
it aren't giving it.
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:So it's kinda like where everyone
has it except the people who should
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:have getting money outta politics.
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:What would be an actual legitimate
step towards that happening?
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:Marie Newman: So we already have
something set up and ready to go.
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:Jerremy: Okay.
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:Marie Newman: There is a a bill called
the Anti-Corruption Act that there's
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:a congressman in California, his name
Ro Khana who put together, it would
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:take away 80% of Citizens United.
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:So quick for your listeners, not
necessarily for YouTube, but for your
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:listeners citizen United was a Supreme
Court decision that maintained that
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:corporations are allowed to fund.
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:Candidates and members of Congress and
any elected official to their heart's
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:content at any number because that's
your first amendment choice and they
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:deemed that corporations are people and
have a voice, gross, all of it, right?
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:So that's what we're dealing with.
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:Citizens United.
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:We cannot overturn Citizens United
until we have a different Supreme Court.
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:None of those babies are gonna die
for a long time, I hate to tell you.
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:And so those nine players, three
of them would vote to overturn
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:Citizens United right now.
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:Six would not.
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:So what do we do in place of that?
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:There's two things we can do.
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:We can do this anti-corruption
act, which doesn't require.
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:An overturn of a citizens unit.
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:It gets rid of superpacs, it gets
rid of independent expenditures.
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:It brings the individual donation
down to, I think 500 or a
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:thousand from the max out level.
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:And it get, gets rid of dark money.
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:And then if there are any un itemized
expenditures, and I'm not gonna
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:get in the weeds about the FEC, but
it makes everything transparent.
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:So it would solve about
80% of the problem.
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:And that has probably a hundred
signers right now, has one.
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:Republican, which is good.
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:The rest are Democrats, but all
of those Democrats and Republicans
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:that take money are like, oh, ah,
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:that's gonna be rougher for me.
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:Yikes.
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:So that would solve 80%
of the problem right away.
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:And then we could also do an
expansion, court expansion to make it.
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:Where the Supreme Court is 15 people.
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:And you get a much more balanced
approach to America because then
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:you could have independent thinkers,
you could have right, left, you
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:could have whatever you wanted.
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:And a different way to appoint them
versus an individual president,
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:Democrat, or Republican or independent.
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:It having the only say to it and then.
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:And then some rules around not this
nonsense that Mitch McConnell wouldn't
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:allow any of the Supreme Court
justice to get done during Obama.
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:That was ridiculous because it's very
clear in the House and Senate rules,
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:but whatever he did, what he did rules
around the Supreme Court would be helpful.
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:And then this anti-corruption
bill would be very helpful.
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:All by the way, it has teeth in it
too, which is what I screamed about
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:and I got in trouble with all of my
leadership all the time is because I'd
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:read the bill and I'd be like, no teeth.
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:No reinforcement.
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:No.
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:There's no watchdog group.
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:There's no, and be like,
oh, Marie, please be quiet.
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:Dave: Could, any of this be sassy?
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:I feel like we need
t-shirts on your website.
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:You're so sassy.
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:Could any of this be solved
with conflict of interest?
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:When in private industry, like I, if I did
anything with conflict of, in, interest
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:I could be like, in serious trouble.
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:Marie Newman: thing, David.
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:And yeah, so you're right
that we should do that.
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:It would give it a little bit, not
like they might think twice, but those
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:things are real hard to resolve in
court, as even in the, in, in business.
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:It's real hard to resolve in
court and it takes forever
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:and it's, so it's like an NDA.
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:It's only as good as the goodwill
coming from the signer, right?
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:I've been in those battles.
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:They seldom go your way, so it's
it, that's, I would rather the
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:teeth be real strong and real clear.
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:And there's a it's in the penal
coat, that's when it gets yummy.
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:Penal coat is yummy.
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:Dave: Laws.
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:Got it.
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:Jerremy: Yeah.
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:What about, the one for me.
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:Super quick background on me.
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:Congresswoman, I, my specialty has been
in stocks and options and trading and
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:investing, and I built and then sold
the third largest stock market education
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:company that educated people for free
on just how the stock market works.
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:Marie Newman: Oh God bless you.
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:Jerremy: Oh, thank you.
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:I spent tons of time going to schools
and colleges and just like middle
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:schools, kindergartens, like just
teaching kids how investing works and how
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:trading works and how the market works.
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:And I've always thought it
very interesting and one of the
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:components of that was for me.
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:The disallowing of individuals in
politics, Senate, or the Congress
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:or the House of Representatives to
invest into individual companies.
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:Because again, back to the back,
to the that's an obvious, right?
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:Marie Newman: Yeah.
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:There.
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:And there's a bill ready to go by the
way, that has 110 signers right now.
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:There's two Republicans on that.
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:God bless them.
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:And so that one is ready to go too,
that, I forget the house number on it,
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:but that is a bill that's ready to go.
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:So no one, I agree with you.
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:It's isn't it like such
common sense Jerremy, right?
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:Nobody should be able to
invest in a single company.
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:And by the way, I also would take
it a little further because right
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:now how it's set up.
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:As a member of Congress quarterly,
you have to do a report on
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:all your finances, right?
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:So have you sold a home?
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:Have you bought a home?
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:And if you are trading stock, you
have to list all of it individually.
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:What is the status of your mutual
fund, ETFs, all the things.
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:Do you have a trust, whatever,
like all those questions, right?
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:Some of them are late with them and they
think it's funny because there's no teeth.
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:Like they don't get, like if they
are late by a year or two, then
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:they get brought before ethics.
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:And then ethics is shame
on you, you're so bad.
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:And which is nothing, they all
violate the stock Act all the time.
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:'cause the Stock Act says that you
have to report everything, right?
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:So we have to get beyond that.
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:We have to have the Stock Act too, which
is this new bill that a hundred, we have
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:a hundred members of Congress signing onto
that would forbid all members of Congress
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:from trading individual stocks, all of
their families and all of their staff.
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:Then you do take away the
conflict back to Dave's comment.
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:So it would, and so you hit
the nail on the head again.
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:That one's ready to go.
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:It's just getting all these people that
and I'll give you a couple examples.
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:Nancy Pelosi entered Congress
in the late eighties, early
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:nineties, I can't remember.
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:And she had, I don't know, 10 million.
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:Now she has 300 million, right?
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:Marjorie Taylor Greene.
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:She started out her net
worth was under a million.
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:Now she has 23 million in six years.
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:So please.
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:Please tell me what's going on
here, folks, and the, and I'm just
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:picking on those two by the way
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:Dave: No, it, yeah.
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:Jerremy: Oh, there is a long list.
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:It's a
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:Marie Newman: Oh my God, it's, yeah,
I always laughed so hard because when
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:I was in Congress and I filled out all
my forms every quarter, my husband was
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:trading a couple of individual stocks
because it's part of our retirement.
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:But here's what I would say is that
I still supported the Ban, the Stock
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:Act, which was around when I was in
Congress, which is now three years ago.
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:Because.
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:I'm a good actor.
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:Like I sat on small
business and transportation.
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:I didn't own any transportation stocks.
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:No small business stocks.
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:Like I was very clear.
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:But I will tell you the, almost
the entire financial services
378
:committee, Democrats, Republicans,
and independents, all trade stocks.
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:In the financial services
industry, so shame on them.
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:Disgusting.
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:And a conflict of interest.
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:And you do on financial, on the financial
services committee, you do hear things
383
:on transportation and and small business.
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:We're always dealing with keeping
our union brothers and sisters
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:safe and keeping Americans safe on
transportation and on small business.
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:We're just trying to
bring their taxes down.
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:But on financial services and energy
and commerce, they hear so much.
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:I can't tell you.
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:Like it's disgusting.
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:So that's an infuriating.
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:So I'm with you, my brother.
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:Jerremy: And it's also very it's just
very I'm just trying to look for the right
393
:word, but it's very calming for someone
to else hear and say that because it's.
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:On the in, on the outside
people that are looking in.
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:It's so obvious and so transparently
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:insane.
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:Marie Newman: it's 80% of Republicans
and 90% of Democrats all agree.
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:These people should not be
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:trading stocks, period.
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:Jerremy: Yes.
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:Yeah.
402
:And getting back to the whole
money com money complexity.
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:That's really what it is.
404
:Like it's money in politics.
405
:And if you have money in politics,
money, you've heard how many times have
406
:we heard the term money changes people.
407
:And so when you start changing and
you're supposed to be representing
408
:and you're supposed to be connecting
with and you're becoming too removed
409
:from where you started and the whole
reason you started, and yeah, just
410
:gonna become, create a big shift.
411
:Marie Newman: yeah.
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:No, it's a I will tell you the one
lesson I learned and I wrote this
413
:in my book that came out last year
almost in every chapter in some form.
414
:I said, it's not just follow the money,
it's follow the people that are giving
415
:the money and receiving the money.
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:And we do have to address
this at some point.
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:I it was, I was not popular in
Congress for a bunch of reasons,
418
:but I was really pushing that, I
was pushing the anti-corruption act.
419
:I was pushing the expand the court
Act because we can't address this.
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:It is the will to address it, and
it's, so that's what I I spend my
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:time doing now with my substack, is
I help people understand Congress
422
:and why nothing ever gets done.
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:You do have control.
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:You.
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:The three of us have control and all
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:the other voters in the US have control.
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:And so don't vote for people
that take corporate PAC money.
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:Don't take, don't vote for people
that have bully Pac money from foreign
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:lobbies like APAC and Democratic
Majority for Israel and the like.
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:Don't vote for people that won't sign
on to the Anti-Corruption Act or the the
431
:stock Act if they won't sign onto those.
432
:That is a big red flag.
433
:Jerremy: Big red flag.
434
:Because again back from my, to my
background, I'm the stock tradings
435
:expert and very familiar with it.
436
:I'm not saying you can't
invest into markets.
437
:I'm not saying you can't invest
into the US economy, but buy
438
:an ETF, buy a mutual fund.
439
:Buy something that you can't
individually can solely control,
440
:own, operate, manipulate.
441
:Marie Newman: And I think there should
be, in fairness, what I would add to,
442
:with the amendment, I would add to the
current Stock Ban Act of individual stocks
443
:within those mutual funds and within,
'cause you can model in there, right?
444
:Like you can choose different models.
445
:So like in an ETE there should be
rules around the ETF modeling and
446
:the the individual transactions.
447
:And that you can only do
it so often and it can't
448
:be related to any of the, and you
can't, let's say if you sit on
449
:transportation in your mutual fund,
you can't have United Airlines.
450
:Jerremy: Yeah.
451
:So something to that extent and to
your point, bank executives have to
452
:do this all the time, by the way.
453
:So if you work for a Citigroup, JP
Morgan, Goldman Sachs, like if you're
454
:a higher up executive level, they're
banned from doing almost anything.
455
:Marie Newman: Is not a new concept.
456
:Jerremy: not at all.
457
:It's just in politics.
458
:Like they could do whatever they
want, but if you are the president.
459
:Of a bank branch, a mid-tier bank, first
Horizon National in Tennessee, you can't
460
:touch any stock that bank has business
with or that the bank has an account with.
461
:You can't buy or sell that
462
:Marie Newman: And I
like that a whole bunch
463
:Jerremy: at all.
464
:Marie Newman: Yeah.
465
:So it's there, there's another
opportunity we would have to pull
466
:this back and it's not necessarily
again, to back best practices, but
467
:it's not necessarily exactly what
we would do, but conceptually.
468
:In the UK what they do with elections
is they say, here's 30 K, whatever their
469
:trans two pounds, here's three months.
470
:Go and that's all you get.
471
:So it's publicly funded.
472
:And I'm not saying that's a
perfect answer, but it does
473
:solve a whole bunch of things.
474
:Jerremy: It does.
475
:Yeah.
476
:Yeah.
477
:If you have a fund where every candidate
gets the same amount of money and this
478
:is the most you can spend, that's it.
479
:Enjoy.
480
:Marie Newman: And you can't use your
own money and you can't sell fund,
481
:and you can't use your friend's
fund money and blah, blah, blah.
482
:Yeah.
483
:Jerremy: Hey, I'm all about it.
484
:I I agree.
485
:I think I don't know, I don't know
if it would change necessarily
486
:people's viewpoints or opinions
on politics, but what it would do
487
:is it would bring a certain level
of different players to the game.
488
:One of the things that Dave mentioned
is he's excited about the day where
489
:Washington DC becomes the new sports
arena or the new place where people want,
490
:instead of going to Hollywood to become
an actor or become a professional DJ or.
491
:Wanting to become the
next big football star.
492
:They wanna go to DC 'cause
they want to create incredible
493
:laws and incredible bills.
494
:And to your point, give healthcare
opportunities for every single person
495
:in the United States of America or
take money out of politics where it's
496
:something that is not as egregiously in
the face of everyone that's voting for
497
:you, where we know that you're stealing
from us, but we just don't know how.
498
:Oh, we can't do anything about it.
499
:Marie Newman: That's right.
500
:That's right.
501
:Yeah.
502
:Jerremy: so for our listeners, that's
what people love about the podcast to
503
:the degree is we'll start on something
and there's we went down a new path.
504
:But the reality is that's what
this product and program was.
505
:Initially, we started discussing guns
and Dave and I were thinking, okay,
506
:everyone's been telling us to go
and talk about guns and talk about.
507
:Everything that's happening negatively.
508
:And then we saw this incredible data
right in front of our face where it
509
:was not even remotely what we thought.
510
:We thought that, yeah, take away some
assault rifles and then man, every,
511
:everything is solved and assignment an
512
:Marie Newman: No.
513
:Jerremy: And yeah, the data
was just showing us something
514
:so different, so transparent.
515
:Let's do a quick little lightning round,
516
:Marie Newman: Oh, fun.
517
:Jerremy: just Yeah.
518
:Super fast.
519
:Quickest answer imaginable that you have.
520
:All right.
521
:What's the most underrated fix you rarely
hear people talking about in politics?
522
:Marie Newman: Oh, that's
a really good one.
523
:It that is already in place,
is that what you're saying?
524
:Jerremy.
525
:Jerremy: Not necessarily.
526
:Marie Newman: I, okay,
527
:Jerremy: could be in, it could be in
place, or it could not be in place, but
528
:something
529
:Marie Newman: so
530
:Jerremy: it is in
531
:place, awesome.
532
:Marie Newman: in place because
there's not a lot that has been fixed.
533
:I am just, I have a my mother used
to say is that, it's not okay.
534
:It's you can sometimes not
share every thought in your head
535
:Jerremy: totally.
536
:Marie Newman: yeah.
537
:But Medicare for all, Medicare
would solve that huge healthcare
538
:problem and economic inequity.
539
:So about a third of everybody's budget
goes to healthcare and it would solve
540
:that inequity right away for all
humans in the United States of America.
541
:Alex: Jerremy won’t let this stay
abstract—he demands ONE chart, 60
542
:seconds, and Marie doesn’t hesitate.
543
:Next—the income gap lands like a
gut punch, and the conversation
544
:swings from corruption to what
working 40 hours even BUYS now…
