Episode 43

full
Published on:

22nd Apr 2025

Beating Surprise Medical Bills: Your Insider Playbook & Agent‑Selection Secrets

Ever get blindsided by a hefty hospital bill? Dave Conley and Jerremy Newsome sit down with Rhiannon Hiter to unlock the EOB playbook: read CPT/ICD codes, demand a super bill, and contest denied claims. Discover how to spot red flags in insurance agents, time your policy application, and keep vital documentation and communication to protect your finances. 

Timestamps

  • (00:00) Challenging Surprise Bills – Rhiannon’s step‑by‑step guide to fighting back 
  • (00:32) Decoding Your EOB – How to interpret benefits and spot billing errors 
  • (09:06) Choosing an Agent – Red flags vs. trusted brokers in a commission‑driven world 
  • (11:05) Timing Your Policy – Why applying 45–60 days ahead avoids underwriting delays 
  • (11:30) Exposing Sales Tactics – Recognizing pressure‑sale expiration tricks 
  • (11:48) Early Application Wins – Securing medical records to streamline approval 
  • (12:39) Broker Red Flags – How low retention rates reveal short‑term sellers 
  • (14:00) Family vs. Individual Plans – Key differences that affect coverage gaps 
  • (15:00) Agent Training Principles – Ethical best practices that protect clients 
  • (15:34) Proactive Health Choices – Why lifestyle matters as much as policy terms
  • (18:45) Demanding Transparency – Leveling consistent pricing across providers

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📢 Solving America’s Problems Podcast – Real Solutions For Real Issues

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About the Podcast

Solving America's Problems
Solving America’s Problems isn’t just a podcast—it’s a journey. Co-host Jerremy Newsome, a successful entrepreneur and educator, is pursuing his lifelong dream of running for president. Along the way, he and co-host Dave Conley bring together experts, advocates, and everyday Americans to explore the real, actionable solutions our country needs.

With dynamic formats—one-on-one interviews, panel discussions, and more—we cut through the noise of divisive rhetoric to uncover practical ideas that unite instead of divide. If you’re ready to think differently, act boldly, and join a movement for meaningful change, subscribe now.